top of page
Family at a Beach

Life Insurance

Your Trusted Partner for Life Insurance Solutions

Accooe Enterprise is your one-stop destination for finding the perfect life insurance coverage to protect your loved ones. Backed by trusted partners like TruStage™, we offer comprehensive options designed to fit your budget and lifestyle.

Explore Your Life Insurance Options

Life is unpredictable, but with our insurance advisory services, you can protect what matters most. Our consultants work closely with you to assess your unique risks and recommend tailored insurance solutions to safeguard your loved ones' financial future in the face of unexpected events.

Discover the array of life insurance products available, each offering unique benefits and advantages. Dive deeper to explore which option aligns best with your financial goals and provides the coverage you need for peace of mind.

Life Insurance Options

Family

Term & Whole Life Insurance

What is Term Life Insurance?

Term Life Insurance assists in protecting you and your family financially. Discover how term life offers coverage for a fixed duration. This temporary coverage aims to aid your loved ones in covering expenses like funeral costs, medical bills, and other financial obligations.

What is Whole Life Insurance?

Whole Life Insurance - what is it, how does it work and is it right for me? In this video, you'll get the answers to these questions as you learn how whole life could provide coverage for your loved ones, helping with funeral expenses, medical bills, and other costs at the end of life.

What is Accidental Death and Dismemberment Insurance?

Explore the differences between AD&D insurance and life insurance and how it could have a significant impact in the event of income loss due to certain accidental scenarios.

Importance of Life Insurance

Life insurance serves as a vital financial safety net for your loved ones, ensuring their security even after you're no longer able to provide for them. Watch our brief video to discover why countless individuals, just like you, prioritize life insurance as an essential component of their family's future planning.

WHY US?

01

Trusted Protection for Consumers

At Accooe Enterprise, we're here to help you find the perfect life insurance plan. We partner with trusted companies like TruStage™ to ensure you get the coverage you need. Partnering with 3,200+ Credit Unions Nationwide Trust is Key: Credit Union Members Rely on Us for Tailored Coverage on a Budget Personalized Protection for Every Budge

02

Expert Guidance

Our team of experienced consultants is dedicated to understanding your unique needs and financial goals. We provide personalized recommendations tailored to your specific situation, ensuring you make informed decisions about your life insurance coverage.

03

Simplified Insurance Solutions

Let Accooe Enterprise make life insurance easy for you. With TruStage™, we provide hassle-free coverage.here are no medical exams required, and if approved coverage starts as soon as the first premium is received. Forget about the usual red tape.

04

Transparent Process

We believe in transparency and honesty throughout the consultation process. Our consultants will walk you through the details of each insurance plan, including coverage options, premiums, and any potential limitations, empowering you to make confident choices for your future.

Do I need life insurance?

Life Insurance can help give you confidence that your family will be cared for financially. And that’s a great feeling.

Consider the following life insurance statistics:

​

  • 52%1 of all adults in the United States have life insurance.

​

  • 41%1 of adults - both insured and uninsured - believe they do not have sufficient life insurance coverage.

Financial Security for Loved Ones

Life insurance provides a financial safety net for your family, ensuring they are supported financially in the event of your passing.

Funeral Expenses

Covering funeral and burial costs can be a significant financial burden for your loved ones. Life insurance can help alleviate this burden.

Debt Repayment

Life insurance can help cover outstanding debts such as mortgage payments, loans, and credit card debt, ensuring your family isn't left with financial liabilities.

Income Replacement

If your family relies on your income to cover living expenses, life insurance can replace lost income and maintain their standard of living.

Business Obligations

If you own a business or have business partners, life insurance can ensure that your business debts are covered and that your partners are protected in the event of your death.

Future Planning

Secure your family's future by using life insurance to fund long-term goals, such as education expenses or retirement savings.

VS

Whole life Insurance

  • Coverage lasts your entire life

  • Cash value component that grows at a fixed rate

  • Higher premiums

  • Requires medical exam

Term life Insurance

  • Coverage lasts your entire life

  • Cash value component that grows at a fixed rate

  • Higher premiums

  • Requires medical exam

Got a minute?

Take a moment to secure your family's future with life insurance. Book a free consultation now.

 

Duration: 10 minutes

With Accooe Enterprise, you can expect

Personalized Service

​

Our team of dedicated consultants is here to guide you through every step of the life insurance process, ensuring you find the right coverage for your needs.

Top-Rated Providers

​

We partner with reputable insurance providers to offer you a diverse range of life insurance products, each backed by reliability and financial stability.

Simple Booking

​

Scheduling a consultation with  is quick and easy. Use our online platform to book an appointment at a time that works for you, and take the first step toward securing your family's financial future.

  • How much can I save by switching to solar?
    Many solar users typically experience substantial savings throughout the lifespan of their solar system. The extent of these savings is contingent upon various factors, including the size of your solar setup, the sunlight exposure your residence receives, your utility company's electricity rate, participation in solar buyback and net metering programs, and the availability of incentives in your locality.
  • How long will my solar panels last?
    Solar panels are engineered for long-term durability, with most manufacturers providing a 25-year warranty. However, these panels frequently maintain power generation capabilities even beyond this timeframe, albeit with a slight decrease in efficiency.
  • What if my roof doesn't have good sunlight exposure due to clouds?
    Solar panels do not solely rely on direct sunlight for electricity generation; they can still produce power during cloudy or overcast days. Nonetheless, the electricity output is directly correlated with the sunlight received. Our team can assess your roof's exposure to determine its compatibility with solar energy.
  • Will I still have an electric bill after switching to solar?
    Yes - If your system is connected to the grid, you'll continue to receive a bill from your utility provider. During periods when your system isn't generating energy, your home will draw electricity from the grid to fulfill its needs. If your system produces more power than you consume, the surplus will be sent back to the grid, potentially resulting in credits from the utility company and further reductions in your bill.
  • What is Net Metering and how does it work?
    Net metering operates as a billing mechanism that compensates owners of solar energy systems for the electricity they contribute to the power grid. When your solar panels generate surplus electricity surpassing your consumption, this excess power is fed back into the grid, resulting in a credit applied to your utility bill. The extent of this credit is contingent upon the policies of your particular utility company.
  • What are the Federal Tax credits available?
    The Solar Investment Tax Credit (ITC) is a federal tax incentive enabling homeowners to subtract a portion of their solar expenses from their tax liability. Utilizing this tax credit during the filing process can result in decreased or potentially eliminated tax obligations for homeowners. Notably, the ITC value has recently been increased from 26% to 30%, adding to the allure of transitioning to solar energy.
  • What does it cost to power an entire house?
    Based on data from the Center for Sustainable Energy, the costs of residential solar panel systems can vary significantly. This calculation is based on a system capable of generating five kilowatt-hours of energy, with an average cost ranging from $3 to $5 per watt. Several factors can influence whether your specific solar system falls on the higher or lower end of this scale, or even beyond. Firstly, the choice of solar panels can greatly impact the overall cost, considering variations in brand and power capacity. Additionally, it's crucial to recognize that solar incentives differ based on your location within the country. Nationally, there's an opportunity to capitalize on the solar investment tax credit (ITC) if you act promptly. This incentive previously offered a 30% tax deduction for homeowners installing solar panels, but it reduced to 26% in 2020, further declining to 22% in 2021. Subsequently, the ITC is slated to expire. Update: In August 2022, the solar tax credit was reinstated to 30% and extended through 2032. On a state-by-state basis, diverse solar energy incentives exist. States like California provide generous rebates for homeowners adopting solar batteries, along with a net energy metering program and property/sales tax exemptions, aiding in cost reduction. Conversely, some states offer minimal or no solar incentives. For detailed information on incentives and rebates available in your state, refer to the Database of State Incentives for Renewables & Efficiency (DSIRE) website.
  • How many panels are needed to power an entire house?
    Determining the specific requirements for a solar power system involves considering various factors. In general, the average homeowner typically needs approximately 30 solar panels to fully power a house. It's crucial to recognize that the precise power needs vary based on your location and the type of solar panels chosen. According to the U.S. Energy Information Administration, the typical American residential customer consumes just under 11,000 kilowatt-hours annually. While certain regions receive more daily hours of direct sunlight on average, a solar system comprising 30 250-watt panels is generally sufficient to power the average American home. However, this estimate can significantly fluctuate depending on your home's size, daily sun exposure, insulation quality, appliance efficiency, and other factors. The wattage of your panels is another variable to consider. Contemporary solar panels can produce up to 400 watts, or even more. For instance, if you reside in a sun-rich area like Arizona and opt for 400W solar panels, powering your entire home could be achieved with approximately 20 panels.
  • Facebook
  • Instagram
  • Yelp
bottom of page