Approved Industry Types
AND MINIMUM QUALIFICATIONS
Accooe Enterprise has cultivated exclusive partnerships with community banks across the nation, allowing us to provide unparalleled loan products customized to suit a wide range of business requirements. Our loan programs are designed to accommodate two key segments: preferred (B2C) and expanded (B2B), each with its own set of minimum underwriting standards. Delve into the options below to discover the perfect match for your business needs:
Approved Industry Types
PREFERRED INDUSTRIES – B2C
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Acute Care Facility
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Auditory Center
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Automotive Parts Store
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Automotive Repair
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Automotive Services
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Bakery
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Caterer
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Bar
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Barber Shop
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Bed & Breakfast
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Bicycle Shop
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Book Store
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Bowling Alley
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Cafe
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Cancer Radiology Center
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Candy Store
- Car Wash
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Cheese Store
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Chiropractor
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Cigar Store
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Coffee Shop
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Cosmetic Surgery
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Dentist
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Diagnostic Imaging Center
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Diner
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Doctor
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Endodontist
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Florist
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Food Gift Basket Store
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Food Popcorn Store
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Grocery Store
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Hair Salon
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Hardware Store
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Home Healthcare
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Hospital
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Hotel
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Motel
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Nail Salon
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Nutritional & Dietary Supplies
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Orthodontist
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Periodontist
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Pet Store
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Pharmacy
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Photo Studio
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Physical Rehab
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Printing & Publishing
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Prepackaged Meals
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Quick Copy/Printing
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Restaurant
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Retail Store – Other
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Salon – Spa
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Smoothie Shop
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Sporting Goods Store
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Urgent Care Facility
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Veterinarian
Minimum Underwriting Criteria
Underwriting Criteria Preferred Industries – B2C:
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Must be brick and mortar business, no home-based
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Open and operating for at least one month (30 days)
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Minimum annual sales of $200,000 ($17,000 monthly)
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Guarantor with personal Equifax credit score of 551 or higher
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Client may have a maximum of 2 outstanding cash advances
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Merchants may qualify for up to $500,000 (single-entity)
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Merchants may qualify for up to $750,000 (multi-entities)
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Loan repayment terms from 12 to 36 months
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No review of tax returns or financial statements required
Underwriting Criteria Expanded Portfolio Industries – B2C:
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Must have commercial office space or warehouse
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Open and operating for at least two years (24 months)
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Minimum annual sales of $200,000 ($17,000 monthly)
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Guarantor with personal Equifax credit score of 601 or higher
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Client may have a maximum of 2 outstanding cash advances
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Merchants may qualify for up to $500,000 (single-entity)
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Merchants may qualify for up to $750,000 (multi-entities)
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Loan repayment terms from 12 to 36 months
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No review of tax returns or financial statements required
EXPANDED PORTFOLIO INDUSTRIES – B2B
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Accountant
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Aerospace
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Alternative Energy Production
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Architect
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ATV/Golf Cart Dealer
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Bottling & Distribution
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Brewery
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Chemical Manufacturing
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Commercial Cleaning Services
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Commercial Landscaping Design
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Communications Company
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Computer Software
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Defense Contractor
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Defense Electronics
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Distillery
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Drug Manufacturing
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E*Commerce
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Electronics Manufacturing
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Engineer
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Food Manufacturing
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Food Processing & Sales
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IT Hardware Sales
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IT Services
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Legal Services
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Meat Processing & Products
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Medical Equipment & Supplies
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Professional Sports Arena
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Radio Station/Services
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Sports Equipment & Services
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Steel Fabricator
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Steel Production
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Telecom Services & Equipment
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Textiles
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Tractor & Lawn Mower Sales
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Waste Management
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Wholesale
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Winery
RESTRICTED BUSINESS TYPES
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Adult Entertainment/Materials
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Advertising/Public Relations
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Agriculture/ Agricultural Services
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Appraiser & Real Estate Consultants
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Attorney or Law Firm
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Auto Dealers – New & Used (Car Sales)
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Auto or Aircraft Rental/Charters
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Bail Bonding
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Banks, Credit Unions, Non-Bank Lenders
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Boat Dealers- New & Used
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Builders/ Residential or Commercial
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Building Equipment
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Building Inspection Services
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Building Materials
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Building Services
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Cable & Satellite TV Production & Distribution
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Call Centers & Answering Services
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Clothing Manufacturing
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Coin & Precious Metal Sales
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Collection Agencies & Debt Buyers
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Commercial Inspection Services
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Construction
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Construction Services / Sub-Contractors
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Credit Protection, Restoration, Repair
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Dairy
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Debt and Tax Reduction Services
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Direct Mailing & Fulfillment Houses
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Discount Travel Clubs / Subscriptions
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Drug Abuse Rehabilitation Centers
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Drug Detox
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Drug Paraphernalia & Dispensaries
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Factoring & Purchase Order Financing
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Financial Transaction Processing
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Flea Markets
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For-Profit Education
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Fundraising Services
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Furniture Stores
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Gas & Oil
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General Contractors
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Gyms / Personal Trainers
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Home-based Businesses
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Home Improvement / Renovation
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Horoscope / Fortune Telling
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Insurance Related Activities / Services
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Investment Opportunities and Advice
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Jewelry Stores
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Lessors of Real Estate
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Logging, Timber & Paper Mills
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Lotteries/Raffles/Gaming/Gambling
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Marinas
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Marketing / Advertising Agencies
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Money Service Businesses
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Motorcycle Dealers – New & Used
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Movie Theater/ Playhouse
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Natural Gas Pipelines
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Newspaper, Magazine & Book Publishing
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Online Auctions
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Pain Pill / Pain Management Doctors
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Parking Lots & Garages
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Pawn Shops / Consignment
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Payroll Companies
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Podcast Producer
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Podiatrists (Foot Doctors)
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Property Managers
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Real Estate Brokers or Agencies
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Recruiting, Temporary Help & Staffing
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Religious Organizations
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Residential Rehabilitation
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Securities & Commodities Brokers
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Shipping and Logistic Companies
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Tattoo / Piercing Shops
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Tax Preparation Services
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Telemarketing and Lead Generation
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Travel Agencies & Tour Operators
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Trucking
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TV Station Services
Book an Appointment
Ready to boost your business? Let's talk! Our team is here to help you navigate financing and turn your goals into reality. Schedule a chat with us today!
